Protect yourself, your family's financial security and your career with your own individual liability coverage. Even if you have Professional Liability coverage through your employer, it may not be enough. Here's why:
If you are employed and your employer provides professional liability insurance, the questions you need to ask yourself are:
You can’t rely alone on the liability protection provided by your employer. Without your own professional liability protection, you could end up paying all attorney fees, court costs and loss of wages out of your own pocket.
The most responsible, skilled and experienced professionals can innocently become involved in a malpractice claim or licensing board complaint.
To help make it easier for you to obtain individual coverage, your association sponsors a Professional Liability Insurance Plan designed just for members. Because your association understands your needs, you can be sure that this plan will give you the protection you need.
Where Available: Available coverages, credits and options may vary by state.
Notes: All association members are eligible to apply.
We're here to help! Please contact us in whatever manner is most convenient for you.
12421 Meredith Drive
Urbandale, IA 50398
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Answers about the plan, including eligibility, options, enrollment, customer service and more.
What is Professional Liability insurance?
Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.
Doesn’t my employer provide me with Professional Liability coverage?
While many employers (not all) will provide some professional liability coverage, chances are that coverage may have some serious gaps, including:
What would having a personal Professional Liability Insurance Plan give me?
In the event of a lawsuit, your own Professional Liability Insurance policy would:
Why should I consider an individual Professional Liability Insurance Plan from Mercer Consumer?
All the plans offered by Mercer Consumer are tailored specifically for each profession to meet your unique needs.
The Plan is administered by Mercer Consumer and is underwritten by Liberty Insurance Underwriters, Inc. Mercer Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations since 1949. As a trusted name in the Professional Liability marketplace, Mercer Consumer has earned a reputation defined by superior products and quality service.
How do I apply?
1. Click on the “Forms” tab at the right of the page
2. Download the appropriate application
3. Complete and return via one of the methods below:
Mail: Mercer Consumer
PO Box 310179
Des Moines, IA 50331
Call 1-800-686-1172 to speak to your professional liability representative today with any questions you may have.